Andy & Associates, Realtors, LTD, Vicki Owens

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Your Central Ohio Realtor, All Day, Every Day

Vicki, We Want to Get Moving NOW!
Your first step is to pre-qualify so you are comfortable in what you can afford. After all, you don't want to have to live on mac & cheese & peanut butter just to get into your home! Let's determine if it's the right time and the right budget for you.


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Your credit rating and "FICO" score can greatly affect how you qualify for a mortgage loan. It can mean a big difference for you in your payment and to determine whether you are financially ready to make a home purchase. Please feel free to visit these links to better educate yourself on your process and determine your buying power in today's market. Buying a home is a big decision, part of my service as your Realtor is to make sure you have peace of mind that you are ready to make your move.

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Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

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Term In Years:

Interest Rate:		%

Cost of Home:	$

Down Payment:	$

Annual Insurance:	$
Estimate Insurance to 0.43%of Cost

Annual Property Tax:	$
Estimate Tax to 1.2%of Cost

Monthly Income:	$

Monthly Debt:	$

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Gross Debt Service Ratio (GDS):
Total Debt Service Ratio (TDS):
Condos Fees:	$

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Mortgage

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Rent vs Buy

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Loan Amount:
Loan Insurance ( %):
Total Loan(Mortgage) Amount:

Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:

Vicki, We Want to Get Moving NOW!

Your first step is to pre-qualify so you are comfortable in what you can afford. After all, you don't want to have to live on mac & cheese & peanut butter just to get into your home! Let's determine if it's the right time and the right budget for you.

Need Help Seeing How Your Credit Is?

Payment Information Now!